Tax Return Tip: Save Money by Spending Wisely

This shop has been compensated by Collective Bias, Inc. and its advertiser, Walmart Family Mobile. All opinions are mine alone. #YourTaxCash #CollectiveBias

Hands in the air if you love tax season!…  

I know…most people dread tax season but not me!  Instead of loathing tax time, I try and use it as a time to reflect on my finances, spending, and budgeting.  If I’m getting a tax refund I know I have to narrow down the best way to invest my money.  (No frivolous spending here).  If I’m not, I know I need to find a way to save more in the coming year!

We all have expenses that we’re not likely getting rid of anytime soon.  For me, those expenses include; my car (repairs, gas etc), my home (maintenance, decor), our food bill and our cell phones! 

Even though these are all “bills” that we have, I’m the master of saving money and finding ways to spend less on necessities, without sacrificing quality.   

Since I’ve been going though my finances, one area that I REALLY feel like I’m just throwing my money away is my cell phone.  (I know you’re nodding you’re head right now, because cell phone plans are so expensive!  I should’ve just flushed my money down the toilet from 2016 because I wasted so much on my cell phone.)  

So I decided to do something about it.  I am refusing to pay so much in 2017 on my cell phone and monthly cell phone bill!  

What if I told you I found a way to save your hard earned money each month and still have a great plan and phone?  

Well I found a way….and you’re going to want to hear about it!


I use my cell phone all day long, mainly to work on my blog and checking in on social media.  Ya know, Facebook, Pinterest, Twitter, snapchat, google plus, Periscope, Youtube…the list goes on.

So I knew needed a smart phone.  

I’ve also come to realize I don’t actually use my phone to make phone calls that much.  I text, (sometimes from my computer since I’m always on it) and I use a wifi connection to get online.  Oh I also take a ton of photos (I have cute kids and cute dogs to photograph people).

So I decided that I needed a plan where I paid for what I needed, and nothing more. (Boo to wasted money and minutes!)

Display of the Samsung Galaxy On5

I’ll just cut to the chase, I bought the the Samsung Galaxy On5 and the Walmart Family Mobile PLUS Plan last week and I’m loving it!  Here’s why:

The Walmart Family Mobile PLUS Plan is awesome.  You get Unlimited Talk, Text, & Data

which includes up to 10GB of 4G LTE then 2G

and you also get a free VUDU movie credit every month.  That’s a $7 value which is the same as new release rental (per line on your plan).  I read that as “Free Entertainment”.  The VUDU movie credit can be used towards a family movie night, which we have all the time in my home.  So if I have two lines, I now am getting $14 in free movies to watch, which I can deduct from my entertainment budget and move elsewhere!  

 You get all this for only $49.88 a month!  

Since the Walmart Family Mobile PLUS Plan comes with 10GB of 4G LTE data, I’m able to stay online and stay connected all day!  

Loving how this plan sounds?  You can get your own plan super easy!  Just pick a phone or bring in your own, and get your SIM Kit for only $19.88.

I chose the Samsung Galaxy On5 because it’s highly rated, has a 5″ HD display and is on rollback right now for only $69.

I’m saving money by spending wisely this year.  I’ve found a way to save some serous cash my phone plan!  I feel like that’s a great start to 2017 finances and a great way to spend my tax return.  Don’t you agree? 

If you’re looking for a way to cut costs in 2017, I highly suggest that look into the Walmart Family Mobile PLUS Plan!  Learn more about it here.

 Disclaimer: All prices for phones and plans included in this post are accurate as of the date of posting; however, these prices are subject to change. Please refer here or your local Walmart for current pricing. 
Tax Return Tip - How to Save money by Spending Wisely:


  • Robin rue March 13, 2017 at 11:22 am

    Our tax refund goes toward annual Disney trip every year. If we didn’t get so much back, we wouldn’t be able to go every summer πŸ˜„

    • Jessi Living Lovely March 13, 2017 at 12:51 pm

      THat’s a GREAT way to spend your return!! Disney every year is a must! lol;)

  • The Spirited Sloth March 13, 2017 at 11:26 am

    What a cool little package that it comes with a great phone. I definitely spend too much on my phone plan.

  • karen March 13, 2017 at 11:29 am

    Its so great when you find a cell phone plan and company that fits within your families budget and needs. It can be so confusing to look at all the different plans – especially when you just want to save money!

  • Janel March 13, 2017 at 1:56 pm

    Certainly a great way to cut costs on your cell phone bill. I honestly don’t have a smart phone I’ve always wanted one but I just can’t afford the monthly payments. Thank goodness Wi-Fi is available just about everywhere and I can use my mini iPad or my iPod touch to do basically all the things a smart phone can do without the cost . And I’m odd one because I still have a landline too.

  • Chel March 13, 2017 at 2:05 pm

    Our tax return is going to pay off debts this year. It’s the first actual return we’ve gotten in years! We probably spend too much on our cell phone plan now that I see this though…

  • katriza | Mo March 13, 2017 at 3:28 pm

    Our tax return goes to paying off debt BECAUSE we didn’t spend wisely! I love being able to save on my cell phone bills, I’ll have to check this out πŸ™‚

  • Theresa March 13, 2017 at 5:12 pm

    I use my phone all the time too. Choosing a good phone is a smart way to use your tax return!

  • Ana De- Jesus March 13, 2017 at 6:01 pm

    I don’t make many calls either so this is a way I could cut down on my costs as well! I actually need a new phone soon speaking of which!

  • Tereza March 14, 2017 at 1:01 am

    I’m ever so jealous of you guys getting chunky tax returns like this! Here in the UK we are more likely to pay up than to get any returns haha x

  • shannon March 14, 2017 at 1:45 am

    I never would have guessed a cell would help you save money hahaha! Thank you for bringing this one to my attention.

  • Journa Ramirez March 14, 2017 at 4:11 am

    This is actually a great way to cut costs especially to people like me who often use their mobile phone! Thanks for sharing!

  • Stephanie March 14, 2017 at 8:34 am

    It’s great that you can maximize your tax refund and save all year long with a plan like this -without compromising on data! #client

  • Jessi Joachim March 14, 2017 at 8:53 am

    WE already used our return to pay off debt lol. WE didn’t get very much but it was a big help/.

  • Anna nuttall March 14, 2017 at 9:16 am

    This look like a good idea and I wonder if it available in the UK?
    Anna nuttall recently posted…Let me be your style agony aunt #2My Profile

  • Krystel | Disney on a Budget March 14, 2017 at 9:30 am

    Between the cell phones and the cable, I can’t believe how much I spend a year on these things. I really should look into this and if it’d be a smart move. I once tried T-Mobile and almost died because of the crappy service, it just wasn’t worth the savings

  • Belle March 14, 2017 at 1:05 pm

    That sounds like a great deal! I am looking to replace my Verizon line because it’s just so expensive. I will be looking into this. Thanks for sharing!

    Belle | One Awesome Momma

  • Charlotte March 14, 2017 at 1:09 pm

    This looks really similar to my phone and I love it, definitely a great option and a plan.

  • Reesa Lewandowski March 14, 2017 at 1:09 pm

    I really want to use our tax return on a family trip. We need some time away together. I really need to look into WFM more, it sounds like a great switch for me!

  • Angela March 14, 2017 at 9:39 pm

    These tips are all great!! I don’t think we will get a return this year, but I still love your suggestions πŸ™‚

  • Angela Ricardo Bethea March 15, 2017 at 5:07 am

    I also need my phone, internet and laptop 24/7 because of my work. It’s really important to find a great package that suits you best. This is so amazing!

  • Cara (@StylishGeek) March 15, 2017 at 8:52 am

    THanks so much for your Tax Return Tip: Save Money by Spending Wisely post! I am hoping we get a refund this year so that I can use it towards our family vacation!

  • Dawn McAlexander March 15, 2017 at 7:03 pm

    Walmart Family Mobile has some good phones to choose from. Plus, they are inexpensive for people who can’t afford a huge phone plan.

  • Carolyn March 15, 2017 at 7:06 pm

    My husband has been wanting us to get on a cheaper plan. I’ll take a look at this one. I have about 2 more years before my 2 boys will want phones too.

  • Rachel March 15, 2017 at 7:20 pm

    Different cell phone plans can be so confusing. I’m glad you found a plan you like and one that fits within your budget and for your needs.

  • CourtneyLynne March 15, 2017 at 9:01 pm

    My hubby has a walmart mobile phone! He loves the thing and you can’t beat the price either!!! Such a steal

  • Nikki March 16, 2017 at 5:50 am

    I personally love pay ahead phone plans because if you don’t have enough people to put on a regular plan then it really saves money. A lot of times you can get more data that way too. This is a great way to stretch your return.

  • Brittany March 16, 2017 at 7:04 am

    My hubby and I still have to do our taxes. This is his first year as a business so It’s going to be crazy.

  • Taislany Gomes March 16, 2017 at 7:31 am

    Wow, great tips! I will definitely keep them in mind from now on.

    Happy Thursday! Kisses,

  • Jessica | Salt & Life Blog March 16, 2017 at 1:04 pm

    Cell phone plans are SO expensive. This a great idea! Our tax return generally goes towards home improvements, especially since we’re looking to list our home soon. This is a great way to cut back even further while we’re working through renovations!!!

  • Karina Pacheco March 18, 2017 at 7:05 pm

    We always use our tax return two ways. Half goes to our vacation funds and the bother half is split with my kids college savings πŸ™‚ Love the helpful tips!

  • Vaishnavi March 18, 2017 at 10:02 pm

    Wow, this is a lovely pocket-friendly plan. So much for so less. Awesome recommendation to great savings!


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